Super Credit – reviews and review payday loans portal loan
Super Loan is a new brand of Axcess Financial Poland, an American representative of non-bank loans operating for over 20 years mainly on the US and UK markets. The company has been operating on the Polish market since 2011, so far selling its payday loans and installment loans mainly stationary through agents.
The company noticed the huge potential of the online loans market and decided to create a new brand of payday loans and enter this segment. Interestingly, Super Loan is the only loan company whose loans can be obtained both online and in the company’s own branches.
Thanks to the great experience of the financial group, we can be sure that our application will be considered professionally and the contract concluded with the company will be honest and fairly followed.
Super Loan offer
Super Loan currently offers two types of loans. Payday loans are granted for a period of 30 days (until recently we had a choice of two repayment periods: 15 or 30 days) and installment loans for a period of 4, 6 or 12 months. Payday loans are granted for amounts between PLN 100 and PLN 1,500, while installment loans are available between PLN 500 and PLN 5,000. Customers applying for a loan for the first time can apply for a maximum of PLN 1,000 (with a repayment period of 30 days, 6 or 12 months). Regular customers choosing a loan for a period of 30 days can choose from PLN 100 to PLN 1,500. When choosing a loan with a 4-month repayment period, regular customers will be able to borrow amounts from PLN 500 to PLN 1,500. Amounts from 1000 PLN to 2500 PLN will be available for them for 6 months. The 12-month loan is available from 1000 PLN to 5000 PLN.
If we decide on a loan of PLN 1,000 for a period of 30 days, we will have to pay back PLN 1,250, the same loan spread over 4 installments (approx. PLN 342.80 / month) will cost us PLN 1371.18. Spreading the loan into 6 installments will involve a monthly cost of PLN 238.29, i.e. we will have to pay back PLN 1,429.70. The loan spread over 12 installments is a monthly cost of 133.78 PLN, and the total amount to be repaid is PLN 1605.40.
The loan may request Super Loan Polish citizens, with a minimum of 21 years holding identity card, mobile phone, bank statement and a minimum net monthly income of 500 zł- when applying for a loan for 30 days or 800 when trying to zł- for an installment loan.
The loan application process at Super Loan
Super Loan checks its clients in the following databases:
The application process normally requires us to complete the registration form, transfer and verification text. The decision to grant a payday loan is made within 15 minutes of sending the application, in the case of positive verification, the money is transferred by a quick transfer method and should be on our account the same day.